Clear answers. No hidden assumptions.

Find what is confirmed today and contact SOS SACCO whenever current financial terms are required.

Help centre

Questions by topic

Membership

Clear answers. No hidden assumptions.

Questions by topic

Membership

Savings

Loans

Payments & Access

Students

Diaspora

Digital Access

Clear answers. No hidden assumptions.

Questions by topic

Membership

Who can join SOS SACCO?

What documents are needed to join?

How much share capital does a member need?

Is share capital refundable?

How much should I save in deposits each month?

How do I begin the joining process?

Savings

What savings accounts are available?

How does the Deposits Savings Account support borrowing?

Which accounts are designed for planned expenses?

Is there a savings account for children?

Is there a retirement savings option?

How does the 52-Week Savings Account work?

Can groups and chamas open an account?

Does the savings calculator include returns?

Loans

Which loan products does SOS SACCO offer?

What are the Development Loan terms?

What are the Emergency Loan terms?

How does the Salary Advance work?

Can I borrow for school fees?

Are device and household loans available?

Does SOS SACCO offer business or asset finance loans?

Are guarantors required for every loan?

Does using the estimator guarantee approval?

Payments & Access

How can I make an M-PESA payment?

Can I make a bank deposit?

Is there a USSD code for instant mobile loans?

Can I view account statements online?

Students

Can university and college students join?

Can a student save for education costs?

Diaspora

Can I enquire from outside Kenya?

What documents does a diaspora applicant need?

Which international payment methods are supported?

Digital Access

Is online member login available?

Can I submit an application through this website?