Open membership to all
We are open to all with no restrictions whatsoever.
Easy access to quick loans
Get same day disbursements washouts.
Variety of loan products
Different loan products to keep you on track.
Flexible loan repayment terms
On your payback, our terms are friendly.
We offer robust financial products to members
Over the years and since our establishment, we have enabled members;
Benefit through several investment opportunities.
With an average of 13% interest, our several loan products have continued to be beneficial to our members.
Save and soar to greater heights.
We are one of the leading savings society in the region operating on key fundamental principles of transparency, accountability, integrity and professionalism.
25+
Years Of
Experience
At SOS SACCO, we have a comprehensive financial system that facilitates back-office sacco activity (BOSA)
We introduce you to a wide variety of loan products and give you instant mobile loans.
We have a seamless process that makes you have your loan within a 24 hr period.
Instant mobile loans
You can get through dialing *219*44#
Interest on savings
Get up to 13% interest on saving.
Convenience in transactions
We have a quick access financial system.
Members welfare
We have you in mind and heart as we offer member protection schemes.
Years of
experience
hr
instant loans
Loan
products
OUR LOAN PRODUCTS
Emergency loans
A product that seeks to meet unexpected and urgent financial needs.
Education loans
A loan product designed for school tuition fee payments.
Business loans
For business people who have operated business for over 6 months.
Holiday loans
Loans for vacations and staycations for personal holiday expenses.
Development loans
Loans for project advancement and assets acquisition.
Salary advance
Open to all salaried employees to meet their due financial urgencies.
Savings account
Great investment interest-bearing deposit account open to all.
Chama account
A product that targets various groupings to help them advance.
Not too late,
start saving now!
We empower you
to develop yourself
Robust financial
programmes
We drive you to
your dreams
Your savings and credit
reliable partner
We are your sure path to ultimate financial prosperity, so join the winning team!
We are convenient in transactions processing
You can deposit your money, increase your loan or shares through
Lipa Na M-Pesa Paybill No 400222
Account No 101730#Your Name
We have a wider reach
We have branches in Nairobi, Kisumu, Mombasa, Meru, Eldoret.
Meet Our Partners
Meet Our Beneficiaries
Testimonials
SOS Sacco came in handy when I had enormous bills to sort out whilst we were facing a salary delay at my workplace. Being a bonafide member, it was easy to get an emergency loan instantly without much delay. I was able to sort our my personal bills. Mbarikiwe sana!
Natasha Likimani
Insurance Agent
I wanted a quick loan to help me establish a branch office of my firm in Nakuru. With several calculations, I was just steps away from fulfilling that but after contacting sacco and showing my repayment plan, I managed to obtain a development loan that helped me establish. Thanks
Hosea Wafula
Product Designer
I had a court case and the legal affairs had taken a huge turn. With no savings in place, I was a bit struck by the turnout of events and was in a daze. I walked into the sacco offices, explained my situation in detail, and came out with an emergency loan, and instantly my court cases sorted.
Martha Karimi
Real Estate developer
I have been in the automotive business for close to twelve years and after the covid hit, sales went so low and with no stock, our profit margins were really affected now that no imports were minimal or with overpriced tags. To keep my business running, the sacco gave some good amount of cash that sustained me for quite a while. Thanks much.
Martin Mc’otieno
Technical Manager
Mine is simple, around last year I planned to travel down the coast but with little savings, I thought I couldn't be able to make it. With much consultations, the idea of asking for a loan came in, and effortlessly I managed to get a holiday loan from the sacco. I enjoyed. Don't get stuck, they can help also.
Maria Hassan
Manager
I was in a financial fix after being reinstated at my workplace. With no source of income and kid's school fees on my list, sacco came in handy. I asked for a loan and in 24 hrs I managed to get one. Asanteni sana
Benjamin Mo
Marketing Agent
I have always managed to get various easy loans cashouts whenever am in some fix to help my beauty and cosmetics business pick. The sacco has been my pillar for over five years now and thanks to its management. Deeply appreciated.
Kendi Hildah
Beautician
I have reached this far through the sacco's help. At the end of my education, I managed to secure a loan that helped me complete my last semesters successfully until my graduation. They came at the right time. Thanks
Andrew Zulu
Student
