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Open membership to all

We are open to all with no restrictions whatsoever.

Easy access to quick loans

Get same day disbursements washouts.

Variety of loan products

Different loan products to keep you on track.

Flexible loan repayment terms

On your payback, our terms are friendly.

We offer robust financial products to members

Over the years and since our establishment, we have enabled members;

Benefit through several investment opportunities.

With an average of 13% interest, our several loan products have continued to be beneficial to our members.

Save and soar to greater heights.

We are one of the leading savings society in the region operating on key fundamental principles of transparency, accountability, integrity and professionalism.


Years Of

At SOS SACCO, we have a comprehensive financial system that facilitates back-office sacco activity (BOSA)

We introduce you to a wide variety of loan products and give you instant mobile loans.

We have a seamless process that makes you have your loan within a 24 hr period.

Instant mobile loans

You can get through dialing *219*44#

Interest on savings

Get up to 13% interest on saving.

Convenience in transactions

We have a quick access financial system.

Members welfare

We have you in mind and heart as we offer member protection schemes.


Years of



instant loans




Emergency loans

A product that seeks to meet unexpected and urgent financial needs.

Education loans

A loan product designed for school tuition fee payments.

Business loans

For business people who have operated business for over 6 months.

Holiday loans

Loans for vacations and staycations for personal holiday expenses.

Development loans

Loans for project advancement and assets acquisition.

Salary advance

Open to all salaried employees to meet their due financial urgencies.

Savings account

Great investment interest-bearing deposit account open to all.

Chama account

A product that targets various groupings to help them advance.

Not too late,
start saving now!

We empower you
to develop yourself

Robust financial

We drive you to
your dreams

Your savings and credit

reliable partner

We are your sure path to ultimate  financial prosperity, so join the winning team!

We are convenient in transactions processing

You can deposit your money, increase your loan or shares through
Lipa Na M-Pesa Paybill No 400222
Account No 101730#Your Name

We have a wider reach

We have branches in Nairobi, Kisumu, Mombasa, Meru, Eldoret.

Meet Our Partners

Meet Our Beneficiaries

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